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                           PAUL WILEY
                  APPRAISER’S QUALIFICATIONS

EDUCATION:

        New York State Teaching Certification
             English (Secondary)                               1990

        B.A. Communications, State University of New York
             College at New Paltz GPA 3.49                     1988

        A.A., Communications, Orange County Community College
             Middletown, New York                              1986

        Appraisal Institute
             Appraisal Principals                              1993

        Appraisal Institute
             Standards of Professional Practice Part A         1993

        Appraisal Institute
             Appraisal Procedures                              1994

        Appraisal Institute
             Basic Income Capitalization                       1999


SEMINARS:

        Appraisal Institute
             Internet Search Strategies                        1998

        Argus Lease Analysis                                   1999


ADULT EDUCATION:

        Orange-Ulster BOCES
             Web Site Development                              2000


EDUCATION IN PROGRESS:

        M.A., Secondary Education:
             English, at SUNY New Paltz


WORK EXPERIENCE:

2/93 to Present -
     Valuation Consultants, Inc., Newburgh, New York
          Real Estate Appraiser

9/92 to 2/93 - 
     Appraisal Services Company, Newburgh, New York
          Real Estate Appraiser

2/91 to 6/92 -
     Middletown Public Schools, Middletown, New York
          Substitute Teacher