/ Back to Home Page / Company Profile / Commercial Appraisers / Residential Appraisers /
/ Downloads / Contact Us / Appraisal Institute / Local Info. /

                        LISA A. COMEAU
                  APPRAISER’S QUALIFICATIONS

EDUCATION:

Appraisal Institute
     Standards of Professional Practice                    1991

Manfred Real Estate Learning Center
     R-1 Introduction to Real Estate Appraisal             1992

Manfred Real Estate Learning Center
     R-2 Valuation Principles and Procedures               1992

Albany Center for Real Estate Education		
     R-3 Applied Residential Valuation                     1993

NYS Society of Real Estate Appraisers
     Single Unit Condominium Appraisal                     1994

NYS Society of Real Estate Appraisers
     Site Appraisals                                       1994

Manfred Real Estate Learning Center
     New FHA Guidelines and the Appraisal Process          1995

Albany Center for Real Estate Education	
     Limited Appraisals and Reporting Options              1995

National Association of Realtors
     Lead Paint Regulations                                1996

Manfred Real Estate Learning Center
     Tax Assessment Grievance Process                      1997

Manfred Real Estate Learning Center	
     Home Office for the Real Estate Professional          1997

Manfred Real Estate Learning Center
     Uniform Standards of Professional Appraisal Practice  1998


MEMBERSHIPS AND AFFILIATIONS:

NYS Certified Residential Real Estate Appraiser 
     #45000014810               1993

New York State Society of Real Estate Appraisers
     Member                     1997


EXPERIENCE:

2/98 to Present   Staff Appraiser
                      Valuation Consultants
                      Newburgh, New York

3/93 to 2/98      Staff Appraiser
                      Appraisal Services Company
                      Newburgh, New York

9/90 to 3/93      Staff Appraiser
                      Smith, Greenberg and Associates, Inc.
                      Pine Bush, New York

5/85 to 9/90      Secretary/Assistant
                      R.J. Smith Realty
                      Pine Bush, New York 


APPRAISAL EXPERIENCE:

Has appraised all types of residential property including single and
multi-family dwellings, apartment buildings, condominiums, townhouses,
co-ops, vacant land, and building lots throughout Orange, Ulster,
Dutchess, and Sullivan Counties continuously since October, 1990,
completing approximately 250 appraisals per year. 

     Here listed are a few selected employers:

A.	GENERAL

        American Home Funding
        Bank of the Hudson
        Bank of New York
        Cendant 
        CFS Intercounty Mortgage
        Citibank, N.A.
        Dale Mortgage Bankers Corp.
        Dime Savings Bank
        Ellenville National Bank
        Federal Standard Mortgage
        Financial Access Corp.
        First Fidelity
        Goshen Savings Bank
        GMAC
        Hudson Heritage Federal Credit Union
        Key Bank of New York
        M & T Mortgage Corp.
        Middletown Savings Bank
        Mortgage Consultants
        National Standard Mortgage
        Orange County Trust
        P.J. Fogarty Mortgage Services
        Premier National Bank (Pawling Savings Bank)
        Poughkeepsie Savings Bank
        Sawyer Savings
        The Moneystore
        Ulster Savings Bank
        Walden Federal Savings Bank
        Warwick Savings Bank
        West Point Federal Credit Union    

B.    AREAS OF APPRAISAL EXPERIENCE - NEW YORK STATE

          Counties: Orange, Ulster, Sullivan, Dutchess


             FACTUAL, STATISTICAL AND REFERENCE INFORMATION

   As an efficient appraisal firm, I also have access to the following:

        An up-to-date set of subdivision and tax map records.

        An up-to-date set of area Zoning Maps and Ordinances.

        City Maps showing existence of underground utilities.

        Flood Hazard Boundary Maps.

        Maintenance of sales transactions by subdivision and street name,
        effective dates of sale and current listings.

        Current community statistics referring to retail sales, bank clearance,
        employment.

        Transportation routes, construction activity and mortgage recordings.

        Multiple Listing Services of Sullivan, Ulster, the Greater Mid Hudson,
        the Mid Hudson, and Westchester.

	WinData 2000 Property Records for all NY State Counties.